Fund&Grow COO, Amanda Webster talks about how massive layoffs from major companies like Intel, CVS, and John Deere are making headlines as wages stagnate, inflation rises, and credit underwriting becomes more stringent. In economic downturns, lenders tighten criteria, making it harder for both individuals and businesses with weaker credit profiles to secure funding. Despite these challenges, securing credit is still possible—you just need to know the right strategies.